@layer theme{:root,:host{--font-sans:ui-sans-serif, system-ui, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji";--font-mono:ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace;--spacing:.25rem;--default-font-family:var(--font-sans);--default-mono-font-family:var(--font-mono)}}@layer base{*,:after,:before,::backdrop{box-sizing:border-box;border:0 solid;margin:0;padding:0}::file-selector-button{box-sizing:border-box;border:0 solid;margin:0;padding:0}html,:host{-webkit-text-size-adjust:100%;tab-size:4;line-height:1.5;font-family:var(--default-font-family,ui-sans-serif, system-ui, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji");font-feature-settings:var(--default-font-feature-settings,normal);font-variation-settings:var(--default-font-variation-settings,normal);-webkit-tap-highlight-color:transparent}hr{height:0;color:inherit;border-top-width:1px}abbr:where([title]){-webkit-text-decoration:underline dotted;text-decoration:underline dotted}h1,h2,h3,h4,h5,h6{font-size:inherit;font-weight:inherit}a{color:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;text-decoration:inherit}b,strong{font-weight:bolder}code,kbd,samp,pre{font-family:var(--default-mono-font-family,ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace);font-feature-settings:var(--default-mono-font-feature-settings,normal);font-variation-settings:var(--default-mono-font-variation-settings,normal);font-size:1em}small{font-size:80%}sub,sup{vertical-align:baseline;font-size:75%;line-height:0;position:relative}sub{bottom:-.25em}sup{top:-.5em}table{text-indent:0;border-color:inherit;border-collapse:collapse}:-moz-focusring{outline:auto}progress{vertical-align:baseline}summary{display:list-item}ol,ul,menu{list-style:none}img,svg,video,canvas,audio,iframe,embed,object{vertical-align:middle;display:block}img,video{max-width:100%;height:auto}button,input,select,optgroup,textarea{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}::file-selector-button{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}:where(select:is([multiple],[size])) optgroup{font-weight:bolder}:where(select:is([multiple],[size])) optgroup option{padding-inline-start:20px}::file-selector-button{margin-inline-end:4px}::placeholder{opacity:1}@supports (not ((-webkit-appearance:-apple-pay-button))) or (contain-intrinsic-size:1px){::placeholder{color:currentColor}@supports (color:color-mix(in lab, red, red)){::placeholder{color:color-mix(in oklab, currentcolor 50%, transparent)}}}textarea{resize:vertical}::-webkit-search-decoration{-webkit-appearance:none}::-webkit-date-and-time-value{min-height:1lh;text-align:inherit}::-webkit-datetime-edit{display:inline-flex}::-webkit-datetime-edit-fields-wrapper{padding:0}::-webkit-datetime-edit{padding-block:0}::-webkit-datetime-edit-year-field{padding-block:0}::-webkit-datetime-edit-month-field{padding-block:0}::-webkit-datetime-edit-day-field{padding-block:0}::-webkit-datetime-edit-hour-field{padding-block:0}::-webkit-datetime-edit-minute-field{padding-block:0}::-webkit-datetime-edit-second-field{padding-block:0}::-webkit-datetime-edit-millisecond-field{padding-block:0}::-webkit-datetime-edit-meridiem-field{padding-block:0}::-webkit-calendar-picker-indicator{line-height:1}:-moz-ui-invalid{box-shadow:none}button,input:where([type=button],[type=reset],[type=submit]){appearance:button}::file-selector-button{appearance:button}::-webkit-inner-spin-button{height:auto}::-webkit-outer-spin-button{height:auto}[hidden]:where(:not([hidden=until-found])){display:none!important}}@layer components;@layer utilities{.relative{position:relative}.static{position:static}.start{inset-inline-start:var(--spacing)}.hidden{display:none}.table{display:table}}:root{--ink:#122031;--navy:#102b3f;--navy-deep:#0a1d2c;--paper:#f5f1e8;--white:#fffdf9;--orange:#f1643c;--orange-dark:#d94d28;--sage:#b8c7b3;--line:#12203129;--muted:#5b6670}*{box-sizing:border-box}html{scroll-behavior:smooth}body{background:var(--paper);color:var(--ink);-webkit-font-smoothing:antialiased;margin:0;font-family:Arial,Helvetica,sans-serif}a{color:inherit}button,input,select,textarea{font:inherit}button,a{-webkit-tap-highlight-color:transparent}.site-header{background:var(--paper);border-bottom:1px solid var(--line);justify-content:space-between;align-items:center;min-height:88px;padding:16px clamp(24px,5vw,80px);display:flex}.brand{letter-spacing:-.03em;align-items:center;gap:12px;font-size:19px;font-weight:800;text-decoration:none;display:inline-flex}.brand-mark{background:var(--orange);color:#fff;letter-spacing:0;border-radius:50%;place-items:center;width:40px;height:40px;font-size:13px;display:grid}.header-phone{text-align:right;text-decoration:none}.header-phone span{color:var(--muted);text-transform:uppercase;letter-spacing:.14em;margin-bottom:4px;font-size:11px;display:block}.header-phone strong{letter-spacing:-.02em;font-size:20px}.hero{background:radial-gradient(circle at 5% 90%, #b8c7b36b, transparent 28%), var(--paper);grid-template-columns:minmax(0,1.05fr) minmax(430px,.8fr);gap:clamp(40px,6vw,90px);min-height:690px;padding:72px clamp(24px,5vw,80px) 88px;display:grid;position:relative;overflow:hidden}.hero:before{content:"";border:1px solid #1220311a;border-radius:50%;width:390px;height:390px;position:absolute;bottom:-185px;left:-190px;box-shadow:0 0 0 48px #12203106,0 0 0 96px #12203105}.hero-copy{z-index:1;align-self:center;position:relative}.eyebrow{text-transform:uppercase;letter-spacing:.2em;align-items:center;gap:10px;margin:0 0 22px;font-size:11px;font-weight:800;display:flex}.eyebrow span{background:var(--orange);width:24px;height:3px;display:inline-block}.hero h1,.section-heading h2,.process-card h2,.claim-types h2,.final-cta h2{letter-spacing:-.045em;font-family:Georgia,Times New Roman,serif;font-weight:400;line-height:.98}.hero h1{max-width:780px;margin:0;font-size:clamp(52px,6vw,90px)}.hero h1 em,.section-heading h2 em{color:var(--orange);font-weight:400;display:block}.hero-lede{color:#3d4a57;max-width:650px;margin:30px 0 24px;font-size:clamp(17px,1.5vw,21px);line-height:1.6}.hero-points{flex-wrap:wrap;gap:11px 24px;margin-bottom:38px;display:flex}.hero-points span{font-size:13px;font-weight:700}.hero-points span:before{content:"✓";color:var(--orange);margin-right:7px;font-weight:900}.hero-callout{border-top:1px solid var(--line);align-items:center;gap:18px;max-width:500px;padding-top:24px;display:flex}.callout-number{color:var(--orange);font-family:Georgia,serif;font-size:28px}.hero-callout p{margin:0;line-height:1.5}.hero-callout a{-webkit-text-decoration-color:var(--orange);-webkit-text-decoration-color:var(--orange);-webkit-text-decoration-color:var(--orange);text-decoration-color:var(--orange);text-underline-offset:4px;font-size:18px;font-weight:800}.form-shell{background:var(--white);border-top:6px solid var(--orange);z-index:2;align-self:center;padding:clamp(28px,3vw,46px);position:relative;box-shadow:0 22px 70px #102b3f24}.form-kicker{background:var(--navy);color:#fff;text-transform:uppercase;letter-spacing:.17em;margin-bottom:22px;padding:9px 12px;font-size:10px;font-weight:800;display:inline-block}.form-shell h2{letter-spacing:-.04em;margin:0 0 10px;font-family:Georgia,Times New Roman,serif;font-size:clamp(31px,3vw,43px);font-weight:400;line-height:1.05}.form-shell>p{color:var(--muted);margin:0 0 26px;font-size:14px}.field-grid{gap:14px;display:grid}.two-col,.state-row{grid-template-columns:1fr 1fr}form label{text-transform:uppercase;letter-spacing:.08em;margin-bottom:14px;font-size:10px;font-weight:800;display:block}form label small{color:var(--muted);text-transform:none;letter-spacing:0;font-weight:400}input:not([type=checkbox]),select,textarea{width:100%;color:var(--ink);text-transform:none;letter-spacing:0;background:#fff;border:1px solid #ced2d4;border-radius:0;outline:none;margin-top:7px;padding:13px 14px;font-size:15px;font-weight:400;transition:border-color .2s,box-shadow .2s}textarea{resize:vertical;min-height:88px}input:focus,select:focus,textarea:focus{border-color:var(--navy);box-shadow:0 0 0 3px #102b3f1a}.honeypot{width:1px;height:1px;position:absolute;left:-10000px;overflow:hidden}.consent-row{text-transform:none;letter-spacing:0;color:#545f68;grid-template-columns:17px 1fr;align-items:start;gap:10px;font-size:10px;font-weight:400;line-height:1.45;display:grid}.consent-row input{width:16px;height:16px;accent-color:var(--orange);margin:1px 0 0}.consent-row button{color:var(--ink);text-underline-offset:2px;cursor:pointer;background:0 0;border:0;padding:0;font-weight:700;text-decoration:underline}.submit-button{background:var(--orange);color:#fff;cursor:pointer;border:0;justify-content:space-between;align-items:center;width:100%;min-height:58px;padding:0 0 0 22px;font-weight:800;transition:background .2s,transform .2s;display:flex}.submit-button b{border-left:1px solid #ffffff59;align-self:stretch;place-items:center;width:58px;font-size:22px;display:grid}.submit-button:hover{background:var(--orange-dark);transform:translateY(-1px)}.submit-button:disabled{cursor:wait;opacity:.75;transform:none}.form-disclaimer{text-align:center;color:#7b8389;margin:12px 0 0;font-size:10px}.form-error{color:#9d2e13;background:#fff1ed;padding:12px;font-size:12px;line-height:1.4}.success-panel{text-align:center;padding:40px 10px 30px}.success-icon{color:#2d6739;background:#e6efe2;border-radius:50%;place-items:center;width:64px;height:64px;margin:0 auto 22px;font-size:32px;display:grid}.success-panel h3{margin:0 0 12px;font-family:Georgia,serif;font-size:36px;font-weight:400}.success-panel p{color:var(--muted);line-height:1.6}.success-panel a{color:var(--orange-dark);margin-top:18px;font-weight:800;display:inline-block}.trust-strip{background:var(--navy);color:#fff;grid-template-columns:repeat(3,minmax(150px,.55fr)) 1.6fr;align-items:center;padding:28px clamp(24px,5vw,80px);display:grid}.trust-strip div{border-right:1px solid #ffffff2e;margin-right:25px;padding-right:25px}.trust-strip strong{color:#e6b5a7;font-family:Georgia,serif;font-size:31px;font-weight:400;display:block}.trust-strip span{text-transform:uppercase;letter-spacing:.15em;color:#ffffff9e;font-size:10px}.trust-strip p{color:var(--sage);justify-self:end;margin:0;font-family:Georgia,serif;font-size:clamp(20px,2.2vw,31px);font-style:italic}.why-section{padding:110px clamp(24px,7vw,110px)}.section-heading{grid-template-columns:.7fr 1.4fr;align-items:start;gap:50px;margin-bottom:64px;display:grid}.section-heading .eyebrow{margin-top:14px}.section-heading h2{max-width:830px;margin:0;font-size:clamp(42px,5vw,72px)}.why-grid{border-top:1px solid var(--line);border-bottom:1px solid var(--line);grid-template-columns:repeat(3,1fr);display:grid}.why-grid article{border-right:1px solid var(--line);min-height:280px;padding:38px clamp(20px,3vw,44px) 42px}.why-grid article:first-child{padding-left:0}.why-grid article:last-child{border-right:0}.article-number{color:var(--orange);font-family:Georgia,serif;font-size:18px}.why-grid h3{letter-spacing:-.03em;margin:55px 0 15px;font-family:Georgia,serif;font-size:28px;font-weight:400}.why-grid p{color:var(--muted);margin:0;font-size:14px;line-height:1.7}.process-section{grid-template-columns:1fr 1fr;display:grid}.process-card{background:var(--navy-deep);color:#fff;padding:clamp(55px,7vw,105px)}.eyebrow.light{color:#ffffffb3}.process-card h2{margin:0 0 55px;font-size:clamp(42px,5vw,67px)}.process-card ol{margin:0;padding:0;list-style:none}.process-card li{border-top:1px solid #ffffff2b;grid-template-columns:45px 1fr;gap:18px;padding:25px 0;display:grid}.process-card li>span{border:1px solid var(--orange);color:#f8b5a2;border-radius:50%;place-items:center;width:34px;height:34px;font-size:12px;display:grid}.process-card strong{font-family:Georgia,serif;font-size:23px;font-weight:400}.process-card li p{color:#ffffff94;margin:7px 0 0;font-size:13px;line-height:1.6}.claim-types{background:var(--sage);padding:clamp(55px,7vw,105px)}.claim-types h2{margin:0 0 45px;font-size:clamp(42px,5vw,67px)}.claim-list{border-top:1px solid #12203140;grid-template-columns:1fr 1fr;display:grid}.claim-list span{border-bottom:1px solid #12203140;padding:20px 10px 20px 0;font-size:14px;font-weight:700}.claim-list span:before{content:"→";color:var(--orange-dark);margin-right:10px}.claim-note{color:#415041;margin:28px 0 0;font-size:12px;line-height:1.6}.final-cta{text-align:center;background:var(--paper);padding:110px 24px}.final-cta>p{text-transform:uppercase;letter-spacing:.18em;color:var(--orange-dark);font-size:11px;font-weight:800}.final-cta h2{margin:12px 0 36px;font-size:clamp(50px,7vw,90px)}.final-cta>div{flex-wrap:wrap;justify-content:center;align-items:center;gap:28px;display:flex}.primary-cta{background:var(--orange);color:#fff;justify-content:space-between;align-items:center;min-width:280px;padding:18px 18px 18px 24px;font-weight:800;text-decoration:none;display:inline-flex}.primary-cta span{margin-left:25px;font-size:20px}.secondary-cta{text-underline-offset:5px;font-weight:800}footer{background:var(--navy-deep);color:#fff;padding:55px clamp(24px,5vw,80px) 28px}.footer-top{border-bottom:1px solid #ffffff26;grid-template-columns:1fr 1fr 1fr;align-items:center;padding-bottom:35px;display:grid}.footer-brand{color:#fff}.footer-top>p{color:#ffffff8c;text-align:center;font-size:13px}.footer-top>a:last-child{justify-self:end;font-size:20px;font-weight:800;text-decoration:none}.legal-copy{border-bottom:1px solid #ffffff26;padding:32px 0}.legal-copy p{color:#ffffff7a;text-align:center;max-width:1200px;margin:0 auto;font-size:10px;line-height:1.65}.footer-bottom{color:#ffffff80;justify-content:space-between;gap:24px;padding-top:25px;font-size:11px;display:flex}.footer-bottom nav{flex-wrap:wrap;gap:20px;display:flex}.footer-bottom button{color:inherit;cursor:pointer;text-underline-offset:3px;background:0 0;border:0;padding:0;text-decoration:underline}.mobile-call{display:none}.cookie-banner{z-index:50;color:var(--ink);border-left:5px solid var(--orange);background:#fff;grid-template-columns:1fr auto;align-items:center;gap:28px;max-width:1040px;margin:auto;padding:20px 22px;display:grid;position:fixed;bottom:22px;left:22px;right:22px;box-shadow:0 15px 60px #08162247}.cookie-banner strong{margin-bottom:5px;display:block}.cookie-banner p{color:var(--muted);margin:0;font-size:12px;line-height:1.5}.cookie-banner p button{color:var(--ink);cursor:pointer;background:0 0;border:0;padding:0;text-decoration:underline}.cookie-actions{gap:10px;display:flex}.cookie-actions button{cursor:pointer;min-height:42px;padding:0 17px;font-size:12px;font-weight:800}.cookie-reject{color:var(--ink);background:#fff;border:1px solid #afb6bb}.cookie-accept{border:1px solid var(--orange);background:var(--orange);color:#fff}.legal-dialog{width:min(760px,100vw - 32px);max-height:calc(100vh - 40px);color:var(--ink);border:0;padding:0;box-shadow:0 30px 100px #050f1861}.legal-dialog::backdrop{-webkit-backdrop-filter:blur(3px);backdrop-filter:blur(3px);background:#050f18b8}.dialog-header{background:var(--navy);color:#fff;z-index:1;justify-content:space-between;align-items:center;padding:20px 24px;display:flex;position:sticky;top:0}.dialog-header h2{margin:0;font-family:Georgia,serif;font-size:28px;font-weight:400}.dialog-header button{color:#fff;cursor:pointer;background:0 0;border:0;padding:0 4px;font-size:30px}.dialog-content{padding:28px 30px 40px}.dialog-content .effective{color:var(--orange-dark);text-transform:uppercase;letter-spacing:.12em;font-size:10px;font-weight:800}.dialog-content h3{margin:28px 0 8px;font-family:Georgia,serif;font-size:22px;font-weight:400}.dialog-content p{color:#4f5a63;font-size:13px;line-height:1.65}.dialog-content a{color:var(--orange-dark)}@media (max-width:980px){.hero{grid-template-columns:1fr;padding-top:60px}.hero-copy{max-width:760px}.form-shell{width:min(100%,700px)}.trust-strip{grid-template-columns:repeat(3,1fr)}.trust-strip p{display:none}.section-heading{grid-template-columns:1fr;gap:10px}.process-section{grid-template-columns:1fr}}@media (max-width:700px){.site-header{min-height:72px;padding:12px 18px}.brand{font-size:16px}.brand-mark{width:35px;height:35px;font-size:11px}.header-phone span{display:none}.header-phone strong{font-size:14px}.hero{gap:42px;padding:48px 18px 56px}.hero h1{font-size:clamp(45px,14vw,62px)}.hero-lede{margin-top:24px;font-size:16px}.hero-callout{display:none}.form-shell{padding:27px 20px}.two-col,.state-row{grid-template-columns:1fr;gap:0}.consent-row{font-size:9.5px}.trust-strip{padding:20px 18px}.trust-strip div{margin-right:10px;padding-right:10px}.trust-strip strong{font-size:24px}.trust-strip span{letter-spacing:.08em;font-size:8px}.why-section{padding:75px 18px}.why-grid{grid-template-columns:1fr}.why-grid article,.why-grid article:first-child{border-right:0;border-bottom:1px solid var(--line);min-height:auto;padding:30px 0}.why-grid article:last-child{border-bottom:0}.why-grid h3{margin:28px 0 10px}.process-card,.claim-types{padding:65px 22px}.claim-list{grid-template-columns:1fr}.final-cta{padding:75px 18px 95px}.footer-top{text-align:center;grid-template-columns:1fr;gap:20px}.footer-brand{justify-self:center}.footer-top>p{margin:0}.footer-top>a:last-child{justify-self:center}.footer-bottom{text-align:center;flex-direction:column;align-items:center;padding-bottom:50px}.footer-bottom nav{justify-content:center}.mobile-call{z-index:40;text-align:center;background:var(--orange);color:#fff;padding:15px;font-weight:800;text-decoration:none;display:block;position:fixed;bottom:0;left:0;right:0;box-shadow:0 -5px 20px #0000002b}.cookie-banner{grid-template-columns:1fr;gap:15px;padding:18px;bottom:62px;left:10px;right:10px}.cookie-actions{width:100%}.cookie-actions button{flex:1}.dialog-content{padding:22px 20px 32px}}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,:before,:after{transition-duration:.01ms!important}}
